Watercraft Product Offering

Offered through American Modern Insurance Group, this program is intended to appeal to a very broad offering of watercraft and operators.
The coverage sweet spot, where we are most competitive, is for experienced operators age 50 and older, all personal watercraft, bass boats up to 90 mph + all other boats up to 60 mph, and boat values of $100,000 and less.

- This program offers:
- Broad program offering coverage for all boat types (up to 64’ in length for most and up to 125’ for inland houseboats). All personal watercraft and up to 4 passenger capacity .
- Boats and PWC’s of any age.
- Boats values up to $500,000 can be considered.
- Boat type classifications, including Airboats, Bass Boats, Cruisers, Houseboats, Hovercraft, Pontoons, Runabouts, Sailboats, Ski Boats, Personal Watercraft.
- Liability-only policies.
- Can consider operators with as many as 6 minor violations in last 3 years or combination of 1 major + 1 minor violation.
- Program is available in Ohio, Indiana, Illinois and Kentucky.
- Online Rating is available, as well as new application upload.
AMIG modernLINK Online System for Rating and Issue (login + password necessary)
If you would like to submit a risk for immediate quoting, please complete and return the following quote sheet: